WHY INSURE?

20 Important Reasons Why You Should Have Owner’s Title Insurance

These are just some of the hidden title risks that would not be disclosed by even the most meticulous title search, but are covered by an Owner’s policy of title insurance:

• Forgery
• Fraud in the execution of documents
• Undue influence on a grantor of a deed
• False impersonation by someone purporting to be the owner of the property
• Incorrect representation of marital status
• Undisclosed or missing heirs
• Wills not properly probated
• Misinterpretation of wills and trusts
• Mental incompetence of a grantor in a deed
• Transfer of title by a minor
• Heirs born after the execution of a will
• Incorrect legal descriptions
• No-delivery of deeds
• Unsatisfied claims not shown in the public records
• Deeds executed under expired or false power of attorney
• Confusion due to similar or identical names
• Erroneous reports furnished by tax officials
• Incorrect indexing of the land records
• Clerical errors in recording legal documents
• Delivery of deeds after the death of the grantor